The Best Car Insurance Prices Are Literally At Your Fingertips
b"With Penny Gusner, Insurance Expert at Insure.com
If you drive a car, you need auto insurance, and with so many ads out there saying \\u201ccome with us\\u201d, you want to know that you\\u2019re getting the best deal.
Penny Gusner is an expert on car insurance and as an analyst for websites such as insure.com, carinsurance.com, and insurance.com can steer you in the right direction.
Go online to get on the right track.
Insure.com ranked the best auto insurance companies based on an evaluation by surveyed policyholders. Five key factors made up the survey:
* Customer service, which encompasses any questions raised after becoming a policyholder.
* Claims service, all the way from the incident to the resolution.
* Value for price
* Customer recommendation
* Ratings from A.M. Best, a global insurance credit ratings service
Based on this survey by insure.com, you\\u2019ll get the best auto insurance prices at\\u2014in descending order\\u2014USAA, ACSA (AAA of Southern California), CSAA (AAA of Northern California), Travelers, Mercury, and State Farm at number six. Surprisingly, some of the most well-known and more highly advertised, such as Geico, Allstate, and Farmers, are far down the list.
Low premiums can be too expensive.
Price is understandably one of the most critical factors when choosing an insurance company, but Penny cautions against not carefully evaluating other features. For instance, when you have to make a claim and you get the run-around\\u2014having to take your car for multiple quotes for repair, for instance\\u2014or the claims department is difficult to reach or to do business with, having the lowest premium loses its luster. A good hard look at each of the five issues is most important.
Once you\\u2019ve narrowed your preferences down to several companies, you can go online at insurance.com, fill out a short form with your particular information, and quickly get quotes from those companies. But, says Penny, since \\u201cinsurance policies are so personalized, like they can't guess about your real driving record and the crime in your area, all the things that when you put in your own information,\\u201d you won\\u2019t come away with the exact premium. You will, however, be able to compare costs before going forward with speaking to an agent.
Take your questions to the dinner table.
And, once again, as with many decisions we make in life, it always makes sense to seek out the recommendations from friends and family. Combining that method with the available online tools should make the process easier, faster, and more price agreeable."