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There\u2019s another lawsuit brewing in the world of retirement planning. This time, participants in a 401(k) plan in California are raising concerns about how Qualcomm is handling the money forfeited when employees don\u2019t complete their vesting schedules.\nVesting schedule? What\u2019s that all about?\nToday, we'll break down everything you need to know about vesting schedules, so you can navigate your job benefits with confidence. Whether you\u2019re dealing with a vesting cliff or a staggered vesting schedule, we\u2019ve got you covered. We\u2019ll explain how they work, the taxes involved, how to plan around them, and how to think about any money that isn\u2019t fully yours yet. Plus, for business owners, we'll discuss how to balance keeping talent with implementing vesting schedules. Get ready for a fun and informative session on one of the trickier aspects of financial planning!\nIn our TikTok minute, we\u2019re sharing a clip from Fox News where a contributor predicts what will happen to the stock market if Trump is convicted after his recent trial. Spoiler: He was convicted. Let\u2019s see if his prediction came true and how it might impact your money.\nWe also have a note from a fellow Stacker who thought, "I better call Saul...Sehy & OG." He\u2019s worried about contributing to a Roth IRA because his income is too high. We\u2019ll discuss strategies like backdoor Roth contributions, Roth 401(k) plans, and some of the tricky rules around Roth IRA conversions that can trip people up.\nAnd of course, we\u2019ll share a fun trivia question from Doug, sit on the back porch, and so much more!\nFULL SHOW NOTES: https://stackingbenjamins.com/all-about-vesting-1530\nFor deeper dives with curated links, topics, and discussions, check out our newsletter, The 201, at https://www.stackingbenjamins.com/201\nEnjoy!\nLearn more about your ad choices. Visit podcastchoices.com/adchoices