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b"This episode was inspired by a conversation I had with two other financial talking heads about how backwards it is to strip your life of all joy in the pursuit of saving every penny: \\u201cI\\u2019m not sure what they\\u2019re optimizing their lives for,\\u201d one said, \\u201cBut it obviously isn\\u2019t \\u2018happiness.\\u2019\\u201d\\nFriends, I plunked down in the chair after that and wrote for three hours straight (then decided I hated the first draft and basically rewrote the entire thing)\\u2014and the result was this episode.\\nTake a trip with me to the fictional town of Ramseyville (I\\u2019m the HOA president, in this analogy) and let\\u2019s explore the ways in which the road to hell is paved with good intentions.\\nLearn more about our sponsor, TaxAct: https://www.taxact.com/moneywithkatie.\\nTranscripts can be found at podcast.moneywithkatie.com.\\n\\u2014\\nMentioned in the Episode\\n\\n15 Things Poor People Do That The Rich Don't: https://www.youtube.com/watch?v=nllZrOoxpzc\\n\\n\\nWhy I Don't Eat Out At Restaurants, Even As A Millionaire: https://www.youtube.com/watch?v=OWYG_ECNyYk\\n\\n\\nHow Your Daily Coffee Habit Is Costing You $1 Million: https://www.youtube.com/watch?v=z5pW7bFcVN4\\n\\n\\nJack Raines on The Money Value of Time: https://www.youngmoney.co/p/money-value-time\\n\\n\\n\\u2014\\n\\ufeffFollow Along at Money with Katie: https://moneywithkatie.com/\\n\\nFollow Money with Katie!\\n- Instagram: https://www.instagram.com/moneywithkatie/\\n- Twitter: https://twitter.com/moneywithkatie\\n\\xa0\\nSubscribe to The Money with Katie Newsletter\\n- Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2\\n\\nFollow the Brew!\\n- Instagram: https://www.instagram.com/morningbrew/\\n- Twitter: https://twitter.com/MorningBrew\\n- TikTok: https://www.tiktok.com/@morningbrew\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"