Finally defeated your high-interest debt and got your cash flow under control? This week\u2019s episode is for you, baby!\xa0\nIf the 401(k) vs. IRA vs. HSA vs. everything else conundrum has you frozen with indecision, look no further than this week\u2019s podcast episode for a framework that\u2019ll help clarify these types of decisions so you can move forward with confidence in the new year.\xa0\nEven if you feel like you\u2019ve got a relatively good grip on your investment strategy, this refresher may help you consider things in a new (and more lucrative!) way.\nLearn more about our sponsor, Vin Social: http://vinsocialvip.com/.\nTranscripts can be found at https://www.podpage.com/money-with-katie-show/.\n\u2014\nMentioned in the Episode\n\nThe Traditional 401(k) vs. Roth 401(k) Debate: https://moneywithkatie.com/blog/the-final-traditional-vs-roth-debate-traditional-wins\n\n\nRoth IRA Conversion Ladder Discussed in Episode 36: https://www.podpage.com/money-with-katie-show/deep-dive-set-yourself-up-to-pay-no-penalties-or-taxes-in-early-retirement/\n\n\nThe Math Behind Early Retirement: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/\n\n\nResearch on the Human Psychology Behind Loss Aversion: https://www.verywellmind.com/negative-bias-4589618\n\n\n2021-2022 Roth IRA Contribution Limits: https://www.schwab.com/ira/roth-ira/contribution-limits#:~:text=If%20you%20file%20taxes%20as,214%2C000%20for%20the%20tax%20year\n\n\nDemographic Survey on HSAs: https://www.benefitspro.com/2021/08/20/hsas-in-the-usa-5-states-where-theyre-used-the-most-5-the-least/?slreturn=20221029084558#:~:text=As%20of%20December%2031%2C%202020,the%20end%20of%20the%20year.\n\n\n\n\u2014\n\ufeffFollow Along at Money with Katie: https://moneywithkatie.com/\n\nFollow Money with Katie!\n- Instagram: https://www.instagram.com/moneywithkatie/\n- Twitter: https://twitter.com/moneywithkatie\n\xa0\nSubscribe to Morning Brew\n- Sign up for free today: https://bit.ly/morningbrewyt\n\nFollow The Brew!\n- Instagram: https://www.instagram.com/morningbrew/\n- Twitter: https://twitter.com/MorningBrew\n- TikTok: https://www.tiktok.com/@morningbrew\nLearn more about your ad choices. Visit megaphone.fm/adchoices