When most people decide to get a mortgage for either a purchase or a refi, what\u2019s the first thing they do? They call multiple lenders or go on line to \u201cshop the rate\u201d. But have you ever wondered why some companies have significantly higher or lower rates than others? Tonight on the Jon Sanchez Show at 5pm, we\u2019ll discuss why there can be such a large disparity among lenders.