There\u2019s a massive wealth transfer underway. \xa0Baby boomers are set to pass more than $68 trillion on to their children. \xa0And yet, some millennials and Generation Z may not be inheriting as much as they think. \xa0One of the problems is parents are just not communicating well with their adult children about financial issues. \xa0So how can you ensure that your family\u2019s wealth is transferred properly?