Image: FSA (Farm Security Administration) client with mules bought by government loan, Southeast Missouri Farms Gene Marks, @genemarks @Guardian #SmallBusinessAmerica @Guardian, Philadelphia Inquirer, and at TheHill; in re: The Payroll Protection Program. Two alternatives if you need financing: 1. The Economic Injury Disaster Loans at sba.gov; long-term, 30-year maturity loans, 3.75 % interest; a $100,000 loan will cost about $400/mo. 2. SBA: Either Section 7A or 504 loan program; can borrow up to $5 million; first three mos of payments, principal and interest, are automatically forgiven. Need to get it through an SBA lender. Apply for a 7A loan for working capital eqpt, by another business. Have till 20 Sept 2021. One of Gene’s Republican clients, a manufacturer, supports a $15/hr minimum wage because Alabama competitor needs to pay only half that, which puts unfair pressure on me. The mask-free supermarket: in Naples, Florida: the owner, Alfie Oakes, opposes masks, put up a sign saying “Masks required unless you’re medically exempt.” Nobody wears a mask. Very risky business model. A cash crunch for small-business owners: Alignable reports that 32% have only one month of cash reserves; may be not as widespread as the report suggests. Alternatives to PPP loans—if you weren’t eligible https://www.marketwatch.com/story/alternatives-to-ppp-loansif-you-werent-eligible-11613154765 New Report Reveals Cash Crunch For Small Business Owners https://www.franchising.com/articles/new_report_reveals_cash_crunch_for_small_business_owners.html A mask-free supermarket has made news – but it's publicity you can live without https://www.theguardian.com/business/2021/feb/14/a-mask-free-supermarket-has-made-news-but-its-publicity-you-can-live-without More bosses are using software to monitor remote workers. Not everyone is happy about it https://www.zdnet.com/article/more-bosses-are-using-software-to-monitor-remote-workers-not-everyone-is-happy-about-it/ My client is a lifelong Republican – and he supports a minimum-wage rise https://www.theguardian.com/business/2021/feb/18/republicans-minimum-wage-small-business