8.14.19 Prepare your personal finances for a possible recession; Vaping warning; The best single person cell phone plan deals

Published: Aug. 14, 2019, 8:51 p.m.

b'Bond rates are at all time record lows for 30 year federal treasury bonds, a strong signal of coming recession. If the economy slows or declines, workers are impacted with less overtime, reduced hours, pay freezes etc. Think through how you can be more careful with spending. Take the time to look through your bills, trim costs and build some breathing room. Things happen and we need to be prepared for surprise expenses \\u2013 medical, home, vehicles etc. Investors, if you\\u2019re going to need your investment funds in the next 24 months, keeping it in stocks may not be the best choice. Otherwise, continue to contribute to your retirement plan as normal.\\xa0\\nAccording to the CDC, vaping has gone up 50% in one year among middle school students, 80% among high school students. Juul voluntarily discontinued over-the-counter sales of flavored juices attracting teens, so other companies are filling that void. Be aware of the unknown health risks. Vaping is a nicotine delivery system that can create lifetime addiction. Parents are encouraged to have continuing conversations with kids about the dangers, because remember, they think they\\u2019re invincible.\\nCell phone plan deals!\\xa0 AT&T is offering a year\\u2019s service for $300 per line, only at AT&T.com \\u2013 unlimited talk & text and 8 gigs of data per month. MintMobile.com offers 6 months of service for the price of 3 at $60 for unlimited talk & text + 8 gigs = $10 a month \\u2013 on T-Mobile\\u2019s network. Verizon prepaid is $35 a month with autopay for unlimited talk & text and 6 gigs of data per month. Sprint\\u2019s Unlimited Kickstart plans offers unlimited talk, text & data for $25 a month.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'