8.12.19 Crazy good interest rates; Fake Equifax settlement sites; New cheap streaming services
b'Credit card interest rates are at an all-time high. At a time when interest cost to banks is very low for what they borrow to lend on credit cards,\\xa0 they\\u2019re charging the highest rates ever. Users don\\u2019t worry about rates likely because they don\\u2019t intend to carry balances. Meanwhile, if you\\u2019ve financed a vehicle at a bank or dealership, now there\\u2019s an opportunity to refi for a much lower interest rate through a credit union. With the trade related reduction in interest rates, this is a side benefit. Home refi opportunities are great again. Shop around. With good credit, you can refi a 30 into the low 3s, or move to a 15 year loan for around 2.34%.\\nWith all the publicity surrounding the Equifax settlement, people are doing searches to find out more and ending up at spoof sites. There are scam sites taking personal info. If you are interested in the settlement, go to ftc.gov/Equifax. \\xa0\\nNearly 1 in 5 American households have cut the pay TV cord. Streaming packages generally range from $20 to $60 a month. Philo and Sling are the bargains. (Sling TV is a service of Dish \\u2013 always priced favorably). Coming this fall: the new Disney bundle, including the Disney film and video library, ESPN+ and a stripped down version of Hulu for $13 a month. Consider free streaming. Ad supported streaming is the fastest growing form of video content. Roku offers massive free content.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'