The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund.\n\nIf you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy.\n\nWant more money advice? Sign up for Clark\u2019s free daily newsletter!\nLearn more about your ad choices. Visit megaphone.fm/adchoices