b'The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund.\\n\\nIf you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy.\\n\\nWant more money advice? Sign up for Clark\\u2019s free daily newsletter!\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'