12.11.18 The smartphone decline; How to give gift cards; For-profit college closures
b"Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"