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b"It\\u2019s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today -\\xa0many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an\\xa0accident.\\n\\nWinter Heating Costs: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nAuto Insurance Claim Rip-Offs: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nHere\\u2019s a Bill That Might Be Lower Than Last Year\\u2019s - The WSJ\\n\\n10 Ways To Lower Your Heating Bill\\n\\nHow To Save Money on Utilities\\n\\nThe #1 Bill You Should Get by Mail\\n\\nNew lending rule aims to boost first-time homebuying with potential rental income\\n\\nInsurance companies have discovered devious new ways to rip you off\\n\\nPopular Budgeting App Mint Is Shutting Down\\n\\nBest Budgeting Apps in 2023: Our Top 6\\n\\nYour voice matters: T-Mobile backtracks on price migrations during Q3 earnings\\n\\n\\nTechdirt: T-Mobile Backs Off Price Hike They Pretended Wasn't A Price Hike\\n\\n\\nThank you for listening today, Clarkies! If you want to be part of our \\u201cClarkie\\u201d segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"