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b'It\\u2019s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don\\u2019t get paid. Yet, that option isn\\u2019t new and has resurfaced. Worth it? Clark explores privacy and consumer choice.\\xa0\\n\\nLegit Charitable Giving: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nOnline Tracking & Privacy Choice: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nNYTimes: 76 Fake Charities Shared a Mailbox. The I.R.S. Kept Approving More.\\n\\nHow To Choose the Best Charities for Your Donations\\n\\nIs There a Safe Way To Invest in Real Estate?\\n\\nWSJ.com: Startups Offer to Pay Consumers for Permission to Track Them Online\\n\\nWhat Is a C.L.U.E Report and Its Impact on Your Insurance\\n\\nWhy I Think Medicare Advantage Plans Stink - Clark Howard\\n\\n\\nHealth Insurance Guide \\xa0 -\\xa0 \\xa0Pitfalls of Medicare Advantage Plans - Investopedia\\n\\n\\nWhat Is a Secured Credit Card and How Does It Work?\\n\\nPetal Card Review: A Good Option for First Credit Card?\\n\\nBest Secured Credit Cards: Top Picks for Building or Repairing Credit\\n\\nFinance Guide for Formerly Incarcerated People - MoneyGeek\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'