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b'Affordable housing is in short supply in the U.S. these days. It hasn\\u2019t been this difficult to acquire affordable housing since 1948. Restrictive zoning \\u2013 a NIMBY problem, has made it difficult to impossible for builders. But zoning changes are making affordable housing more possible. A few months ago metro Minneapolis passed such zoning changes. Now Oregon has passed a law to phase in by 2021 to allow second structures and garage apartments. Many young adults under 40 have been shut out of the housing market. New methods of construction make it more cost effective to build affordable housing. The irony is that the hotel business is at the forefront of using these methods. The U.S. should become experimental and look at technologies including 3-D printing to fill the shortage in affordable housing.\\n\\nState and local law enforcement, firefighters and EMTs are honored today. Announced today and available Nov. 1st \\u2013 T-Mobile\\u2019s half price Magenta plan for first responders. This works like T-Mobile\\u2019s Magenta Military Plan - $10 a month per person after the first 2, and new phones for half price. AT&T and Verizon usually respond in kind with such deals.\\n\\nA Priceline survey says more than half of all U.S. workers with a paid vacation benefit don\\u2019t take it! One third do not use up half their vacation allotment. That\\u2019s loco. If there\\u2019s unspoken pressure at work, that\\u2019s an idiot employer. Your performance deteriorates and loyalty diminishes when work is an endless treadmill. Taking time and getting away to clear your head is extremely valuable. Take your time off and cherish being with family/friends and experiencing other things. You come back better at what you do. None of us are indispensable. Please take your time off.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'