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b"Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they\\u2019re getting deals & how to tell a real bargain from a fake one.\\xa0Also today - It\\u2019s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.\\n\\nRetail Mind Games: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nHome Buying Strategies: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\n\\nRetailers are using a simple mind trick on you to make their discounts seem bigger than they are\\xa0\\n\\nDisney World and Disneyland raise prices for passes and tickets\\n\\nGoogle Play - Property Assistant by Flyreel\\n\\nThe Real Reason Why Your Insurer May Not Renew Your Policy\\n\\nAxios:Charted: Homebuyers' call to ARMs\\n\\nTiny Homes Are the Hot New Homeowners\\u2019 Accessory -\\xa0WSJ\\n\\n\\nHow To Buy a House in 9 Steps\\xa0/\\xa0Is It Safe To Buy a Home Out of Foreclosure?\\n\\n\\nBest 529 College Savings Plans By State\\n\\nSimple Interest vs. Compound Interest: The Main Differences\\n\\nHow to Buy a Used Car in 7 Steps\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"