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Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they\u2019re getting deals & how to tell a real bargain from a fake one.\xa0Also today - It\u2019s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.\n\nRetail Mind Games: Segment 1\n\nAsk Clark: Segment 2\n\nHome Buying Strategies: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\n\nRetailers are using a simple mind trick on you to make their discounts seem bigger than they are\xa0\n\nDisney World and Disneyland raise prices for passes and tickets\n\nGoogle Play - Property Assistant by Flyreel\n\nThe Real Reason Why Your Insurer May Not Renew Your Policy\n\nAxios:Charted: Homebuyers' call to ARMs\n\nTiny Homes Are the Hot New Homeowners\u2019 Accessory -\xa0WSJ\n\n\nHow To Buy a House in 9 Steps\xa0/\xa0Is It Safe To Buy a Home Out of Foreclosure?\n\n\nBest 529 College Savings Plans By State\n\nSimple Interest vs. Compound Interest: The Main Differences\n\nHow to Buy a Used Car in 7 Steps\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices