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Today\u2019s mandatory arbitration abuses trace back to a law passed a century ago, repeatedly upheld to deny citizens their right to a day in court. Clark shares yet another case in point. Also in this episode- open enrollment is an opportunity to choose among health care plans which offer one of Clark\u2019s favorite tools for long term financial security. Should you opt for an HSA -\xa0Health Savings Account?\xa0\n\nMandatory Arbitration: Segment 1\n\nAsk Clark: Segment 2\n\nThe Case For HSAs: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\nHow Long Should I Save Pictures of My Car Rental?\n\nMilitary and Veterans Guide: Free Resources for Your Finances\n\nWhere Should I Set Up My Health Savings Account (HSA)?- Clark.com\n\nWhat Is an HSA Account and How Does It Work?\n\nShould You Fund Your IRA at Once or Steadily Contribute Throughout the Year?\n\nShould I Invest a Lump Sum at Once or Through Dollar-Cost Averaging?\n\nRefunding Fees for Delayed Checked Bags and Ancillary Services\n\nFile a Consumer Complaint | US Department of Transportation\n\nElliott Report: Home\n\nWhat Luggage Does Clark Howard Recommend?\n\n4 Things You Should Always Pack in Your Carry-On\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices