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Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it\u2019s important to get it right the first time. Clark shares credit building know-how for young adults & college students.\n\nOptOutPreScreen: Segment 1\n\nAsk Clark: Segment 2\n\nEstablishing Credit: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\nThe trigger effect: Homebuyers face another challenge when applying for a mortgage\n\n4 Ways To Stop Junk Mail-Clark.com\n\nMortgages Archives - Clark Howard\n\nHow To Dispute an Error on Your Credit Report and Win\n\nAsk Clark: Is the 4% Retirement Rule Still Accurate?\n\n[The Washington Post] First credit cards can make or break you. Here\u2019s what you need to know.\n\nPetal Card Review: A Good Option for First Credit Card?\n\nBest Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit\n\nBest Credit Cards for Students: Top Picks for 2024\n\nA Simple Way To Help Your Kid Build Credit\n\nHow To Switch Banks in 4 Simple Steps\n\nCredit Union Locator - NCUA\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices