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Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there\u2019s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for. \xa0 \n\nSaving-First And Automatically: Segment 1\n\nAsk Clark: Segment 2\n\nPonzi Schemes: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\nAmericans\u2019 Savings Rate Plummets Amid Summer Spending\n\nHow To Save Money: Spend Less & Build Your Savings\n\nUsing Cellular Data Internationally: Buying a Local SIM Card\n\nRoamless: Global eSIM for Travel Internet, eSIM App\n\nGoogle Fi Review: My Experience as a Five-Year Customer (Pros and Cons)\n\nhttps://duckduckgo.com/\n\nThinking about rooftop solar? 4 things to consider and how to protect yourself\n\nHow Solar-Friendly Is Your State? We Scored Them All\n\nBest Travel Credit Cards: Top Rewards Picks for 2024\n\nWhen Interest Rates Go Down, the Hucksters Spring Up - The Wall Street Journal.\n\nBrothers, SEC reach a deal in alleged scheme\n\nBrothers accused of operating $61M Ponzi scheme\n\nReceiver searching for assets in alleged Ponzi scheme\n\n$300M Ponzi Scheme Prompts Freezing Of Assets For ATL Businessman: SEC\n\nFTC and Florida Act to Stop \u2018Trucking Automation\u2019 Scam RivX That Took Millions of Dollars From Consumers\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\ufeff\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices