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Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them.\n\nGift Card Problems & Reforms: Segment 1\n\nAsk Clark: Segment 2\n\nAvoiding ATM FEES: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\n\nGift Card Scams | Consumer Advice\xa0/\xa0Gift Cards - Clark.com\n\n\nThe Nation\u2019s First Law Protecting Against Gift Card Draining Has Passed. Will It Work?\n\nTPG's guide to understanding EU261 flight compensation\n\nHow to get compensation for delayed or canceled flights\n\n5 of Clark Howard's Most Extreme Frugal Hacks\n\nWhy Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now\n\nCostco Travel: 5 Things To Know Before You Book\n\nBooking a Cruise? Here Are 5 Ways To Do It for Less\n\nCancel for Any Reason Trip Insurance: Should You Buy It?\n\nThis Mistake at the ATM Could Be Costing You More Than $248 a Year\n\nNew York Post: ATM fees hit record high in US \u2014 cities where you\u2019ll pay the most\n\nCash machines now cost more than ever to use\n\nPaying money to get your own cash: Some big retailers charge for cash-back requests\n\nHow To Avoid ATM Fees\n\nCredit Union vs. Bank: What's the Difference?\n\nAutomatic Bill Pay: How It Works and How To Do It Safely\n\n6 Things To Know Before Contacting the National Foundation for Credit Counseling\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices