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Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% \u2013 and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER\xae Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it\u2019s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the \u201cdry powder\u201d principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a \u201cscam\u201d?\n\nMissing Out on the Stock Market: Segment 1\n\nAsk Wes: Segment 2\n\nThe Dry Powder Principle: Segment 3\n\nAsk Wes: Segment 4\n\n\nMentioned on the show:\n\nHow Much Cash Do You Need To Survive A Volatile Market?\n\nWes Moss, Capital Investment Advisors\n\nShould You Sell or Stay Put in the Stock Market?\n\nWhat Is an Annuity, and Why Does Clark Think They Stink?\n\nFind Freedom In Retirement With These Core Financial Principles\n\nWhen Is the Best Time To Collect Social Security?\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices