Wells Fargo has engaged in fraud against customers. Now new sanctions are coming because they have not complied with settlements. Why you should ditch your big bank. // Looking to earn more on savings, people are susceptible to con artists pitching \u201csafe investments\u201d. A Clark warning about promises of higher interest rates. How to spot a Ponzi scheme. \nAsk Clark topics include: Should I Be Concerned About T-Mobile\u2019s Data Breach? / If you have traditional health insurance, avoid student health insurance - Health Insurance Guide / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Insuring a home-based business / Automatic Bill Pay: How It Works and How to Do It Safely \\\\ \n\nWant more money advice? Sign up for Clark\u2019s free daily newsletter!\nFree Advice: Clark's Consumer Action Center\nLearn more about your ad choices. Visit megaphone.fm/adchoices