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b"As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to reduce the number of claims in partnership with consumers - an approach more common with business insurers. Clark shares steps you can take now to lower your costs. Also - For more than 2 generations the middle class in America has been evaporating. But there are signs of recovery. Clark describes various skilled trade categories offering great opportunity now, as labor shortages have driven up pay levels. Hear Clark\\u2019s approach to securing a rewarding career.\\xa0\\n\\nInsurance Costs: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nRebuilding The Middle Class: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nRethinking insurance: how prevention is better than a claim\\n\\nHow Many Credit Cards Should I Have?\\n\\nHow To Open a Roth IRA\\n\\nWho\\u2019s Wearing $420 Men\\u2019s Socks? Baffled, We Seek Answers\\n\\nFactory jobs are making a surprising comeback \\u2014 and they could help revitalize America's shrinking middle class\\n\\nHow Much Should You Have Saved for Retirement by Now?\\n\\n5 Discount Airlines You Need To Know About Right Now\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"