In stores and online, the \u2018Buy Now, Pay Later\u2019\xa0option is proliferating. What\u2019s the catch? / If you are an Amazon user, there are disturbing things going on with certain sellers you need to know about involving negative review backlash and dangerous merchandise.\nAsk Clark topics include: Rules and Qualifications for Claiming a Tax Dependent / Donor-Advised Funds: The Benefits and Drawbacks / Why You Should Never Use a Debit Card To Pay for Anything / Chase Sapphire Preferred Review: Travel Card / Best 529 College Savings Plans By State / Frequently Asked Questions on Gift Taxes \\\\\n\nWant more money advice? Sign up for Clark\u2019s free daily newsletter!\nFree Advice: Clark's Consumer Action Center\nLearn more about your ad choices. Visit megaphone.fm/adchoices