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Rampant data breaches facilitate SIM swapping fraud - allowing criminals to usurp 2 factor authentication by stealing your phone service. Clark explains this very common form of identity theft and how you can easily prevent it.\xa0Also -\xa0Why hotels are in financial distress these days, what that means for travelers and how this calls for a new approach to booking.\xa0\n\nSim Swapping 101: Segment 1\n\nAsk Clark: Segment 2\n\nDistressed Hotels - Strategic Booking: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\n\nThere are 1 billion victims of data breaches so far this year. Are you one of them? - USA TODAY\xa0\xa0\n\nSIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About\n\nThis form of identity theft is on the rise. Here's what to know\n\nFCC pursues rule forcing carriers to unlock phones after 60 days\n\n5 Credit Card Mistakes To Avoid\n\nTravel Insurance: What You Need To Know Before You Buy\n\nThe National Observer: Distress grows for hotel properties\n\nHelp! We Had to Sleep in the Hotel\u2019s Breakfast Room. We Would Like a $215 Refund.\n\n5 Things You Should Re-Shop To Save Money\n\nBest Credit Cards With No Foreign Transaction Fees in 2024 - Clark.com\n\nClark Howard's Digital Wallet Strategy for 2024\n\n5 Money Tips To Know Before You Travel Abroad\n\nHow To Plan a Trip: Clark's Best Travel Tips To Save Money\n\nTravel Archives - Clark Howard\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\n\nPublic.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.\nLearn more about your ad choices. Visit megaphone.fm/adchoices