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The U.S. is beginning to catch up when it comes to money transfer. Clark explains the deal with FedNow.\xa0 Also, you may be overlooking a simple and inexpensive way to save big bucks on cooling your home this summer.\xa0\n\nWhat Is FedNow: Segment 1\n\nAsk Clark: Segment 2\n\nSAVE on Air Conditioning: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show\n\n\nWhat Is FedNow?\xa0\n\nBanks\u2019 Newest Fed Headache: Nonstop Instant Payments\n\nA Retirement Tax Break That Ends the Fear of Outliving Your 401(k)\n\nWhat Is the Largest Homeowners Insurance Deductible That Clark Recommends?\n\nDo I Need To Re-Visit My Homeowners Insurance Coverage After Years of High Inflation?\n\nCar Insurance Archives - Clark Howard\n\n2 Ways To Guarantee Yourself a Lifetime Stream of Income\n\nImmediate Annuities - Income Annuity Quote Calculator \n\nWant to Use Less Air Conditioning? Just Turn on a Fan\n\nHow To Freeze Your Credit With Experian, Equifax and TransUnion\n\nCredit Karma Review: Free Credit Score and More at Your Fingertips\n\nWhat Credit Score Do You Need To Buy a Car?\n\nAre You Following Clark's Maximum Auto Loan Length Rule?\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices