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b"The U.S. is beginning to catch up when it comes to money transfer. Clark explains the deal with FedNow.\\xa0 Also, you may be overlooking a simple and inexpensive way to save big bucks on cooling your home this summer.\\xa0\\n\\nWhat Is FedNow: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nSAVE on Air Conditioning: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\n\\nWhat Is FedNow?\\xa0\\n\\nBanks\\u2019 Newest Fed Headache: Nonstop Instant Payments\\n\\nA Retirement Tax Break That Ends the Fear of Outliving Your 401(k)\\n\\nWhat Is the Largest Homeowners Insurance Deductible That Clark Recommends?\\n\\nDo I Need To Re-Visit My Homeowners Insurance Coverage After Years of High Inflation?\\n\\nCar Insurance Archives - Clark Howard\\n\\n2 Ways To Guarantee Yourself a Lifetime Stream of Income\\n\\nImmediate Annuities - Income Annuity Quote Calculator \\n\\nWant to Use Less Air Conditioning? Just Turn on a Fan\\n\\nHow To Freeze Your Credit With Experian, Equifax and TransUnion\\n\\nCredit Karma Review: Free Credit Score and More at Your Fingertips\\n\\nWhat Credit Score Do You Need To Buy a Car?\\n\\nAre You Following Clark's Maximum Auto Loan Length Rule?\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"