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b'The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere in the world - until now. Clark discusses how prefabrication component building is better, faster & cheaper. Now is the time to reimagine how we build to improve durability and price points. Also, for the past decade, traditional life & annuity insurers have been selling off their policies to Wall St. The risk profiles are then held by private-equity. This creates new levels of uncertainty for consumers. If you get notification of this from your insurer, should you be worried? Clark has some new recommendations. \\n\\nHome Building Innovation: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nLife Insurance & Private-Equity: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\xa0\\nMentioned on the show:\\n\\nFrequently Asked Questions on Gift Taxes\\n\\nGoogle Fi Review: Things To Know Before You Sign Up\\n\\nThe Best International Phone Plans\\n\\nExplore Google Earth.\\n\\nGoogle Maps\\u2019 new \\u2018Immersive View\\u2019 combines Street View with satellites\\n\\nLife Insurance Archives - Clark Howard\\n\\nPolicyholder Information - NOLHGA.com\\n\\n\\nIndexed Universal Life Insurance (IUL) - Investopedia - NOT recommended\\n\\nWhat Is an Annuity, and Why Does Clark Think They Stink?\\n\\nWhat to Do if You Find an Old Stock Certificate\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'