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b"Please enjoy this Best Of episode. Clark returns from travel adventures July 17th.\\nFriday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.\\xa0\\n\\n\\nClark Stinks: Segments 1 & 2\\n\\nCredit Report Inquiries: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\nFollow Clark Howard's #1 Rule To Travel Cheap\\n\\nSouthwest Offers Companion Pass through Credit Card for Limited Time\\n\\nVENMO - Fees\\n\\nCBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC\\n\\nCredit Karma Review: Free Credit Score and More at Your Fingertips\\n\\nCredit Karma vs. Credit Sesame: Is One Better Than the Other?\\n\\nThe Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report\\n\\nHow To Get a Free Credit Report\\n\\nBest Investment Companies\\n\\nWhat the Great Netflix Password Crackdown Means for You\\n\\nNetflix Password Sharing Crackdown Will Affect 100 Million Users. Here\\u2019s What You Should Know\\n\\nClark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far\\n\\n\\nClark.com - Streaming TV\\xa0\\xa0\\xa0/\\xa0\\xa0\\xa0Clark.com: Sling Freestream\\n\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"