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b"Generally, close to half of Americans can\\u2019t cover the inevitable $400 or more unexpected expense.\\xa0The mentality of tapping a 401(k) has taken hold. Running up credit card debt - not great either. Clark has a prevention suggestion to get you started on being prepared. Also, big grocery inflation has led to big changes in buying behavior. Clark talks about where people are getting the most for their grocery money.\\xa0\\n\\n1% Saving Habit: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nSave More On Groceries: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\nNYTimes: It\\u2019s \\u2018More Expensive to Live,\\u2019 and Workers Are Cracking 401(k)s for Help\\n\\nMost Americans lack the cash to cover a surprise $400 expense\\n\\nEmergency Fund: Everything You Need to Know\\n\\nCan You Use a Credit Card on Venmo?\\n\\nChase Sapphire Preferred\\xae Card Review: What You Should Know About the Travel Card\\n\\n5 Money Tips To Know Before You Travel Abroad\\n\\nWise: the international account | Money without borders\\n\\nInternational Money Transfer from the United States - Revolut\\n\\nWe Had a Recent Hail Storm. Should I Use My Insurance To Fix My Roof or Pay Out of Pocket?\\n\\nReport: Club stores absorbing grocery market share from supermarkets\\n\\n22 Ways To Save Money on Groceries\\n\\nFidelity Investments Review 2023: Pros & Cons\\n\\nCostco vs. Sam's Club Credit Cards Comparison: Which Is Better?\\n\\nBest Credit Cards for Gas Rewards: Top Picks for 2023\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"