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b"How do we determine our \\u201cmagic number\\u201d - the amount we need to retire? Clark weighs in on the\\xa0debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity -\\xa0beware of this type of non-traditional investment \\u201copportunity\\u201d.\\xa0Even when they\\u2019re legit, there\\u2019s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary.\\n\\nHow Much Do You Need To Retire?: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nRisky Investment Pitches: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nThe \\u201cMagic Number\\u201d Needed to Retire Comfortably Is More Than You Think\\n\\nAmericans Believe They Will Need $1.46 Million to Retire Comfortably According to Northwestern Mutual 2024 Planning & Progress Study - Apr 2, 2024\\n\\nRetirement crisis looms as Americans struggle to save\\n\\nHow Much Do You Need To Retire?\\n\\nHow to Start Investing: 10 Steps (Clark.com)\\n\\nHow To Save Money: Spend Less & Build Your Savings\\n\\nWarning: Here\\u2019s What Those Debt Settlement Companies Don\\u2019t Tell You\\n\\nClark Howard's 2024 Credit Card Debt Elimination Strategy\\n\\n6 Things To Know Before Contacting the National Foundation for Credit Counseling\\n\\nBest 529 College Savings Plans By State\\n\\nHow To Open a Roth IRA\\n\\nThe AJC: Atlanta hedge fund manager charged in $10M fraud scheme\\n\\nBest Financial Advisors in 2024\\n\\nShould You Make Your Child an Authorized User on Your Credit Card?\\n\\nBest Credit Cards for Students: Top Picks for 2024\\n\\nTravel Archives - Clark Howard\\n\\n4 Ways To Get Your Free Credit Score\\n\\n\\nThank you for listening today, Clarkies! If you want to be part of our \\u201cClarkie\\u201d segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"