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b"In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don\\u2019t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery.\\xa0\\n\\nPhone Tap To Pay (More): Segment 1\\n\\nAsk Clark: Segment 2\\n\\nThe Ghost Of Kitchens Past: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nUsing your phone to pay is convenient, but it can also mean you spend more\\n\\nCash Envelope System: How It Works\\n\\n10 Best Free Checking Accounts in April 2024\\n\\nAT&T Data Breach: Take These Steps To Protect Your Information\\n\\nHow to Freeze Your Credit With Experian, Equifax and TransUnion\\n\\nGhost Kitchens Are Disappearing, Squeezed by Demand and Complaints\\n\\nWarning for Cell Phone Users: Do Not Use Public Charging Stations\\n\\nWhat Is a Thrift Savings Plan?\\n\\nCostco vs. Sam's Club: What Is the Difference?\\n\\n\\nThank you for listening today, Clarkies! If you want to be part of our \\u201cClarkie\\u201d segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"