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b"We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy.\\xa0\\n\\nEstablish/Repair Your Credit: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nThe End Of Free Returns: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\nBest Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit\\n\\nCredit Karma Review: Free Credit Score and More at Your Fingertips\\n\\n4 Ways To Get Your Free Credit Score\\n\\nWhy You Don't Need an 800 Credit Score\\n\\nWhat Is a Good Credit Score?\\n\\nThe #1 Mistake That Can Hurt Your Credit Score\\n\\nAre You Following Clark's Maximum Auto Loan Length Rule?\\n\\nAmazon Just Made a Surprising Change That Breaks Its Most Important Rule. It'll Make Some Customers Angry\\n\\nAmazon will charge customers a fee for some UPS returns\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"