Clark clarifies the zone between full service and self service investing and describes the 3 hybrid discounters to help you choose what\u2019s best for YOU! And - the KEY to buying financial advice. / Why now the labor shortage in restaurant industry and how tech will fill the gap. Be prepared to be greeted by a robot. New technologies being rolled out mean less interaction with servers.\nAsk Clark topics include: Life Insurance - Clark.com / 529 Plans / How To Prevent, Report and Repair Identity Theft / Freeze Your Credit - Clark Howard\n\nWant more money advice? Sign up for Clark\u2019s free daily newsletter!\nLearn more about your ad choices. Visit megaphone.fm/adchoices