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b"Tomorrow is tax day. What if you can't pay what you owe right now?\\xa0Understand the penalties: Failure to pay vs failure to file. AND - be aware of tax scams. Also in this episode, the banking industry is going through a troubled phase, making it a difficult time for customers. Banks are closing accounts with no warning, making Clark\\u2019s \\u201cNoah\\u2019s Ark Rule\\u201d\\xa0more important than ever.\\xa0\\n\\nTax Day-Failure To File: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nBanks Shutting Down Accounts: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\n[The Washington Post] If you owe the IRS and can\\u2019t pay, this is what you should and shouldn\\u2019t do\\n\\nNo, the IRS isn't calling you. It isn't texting or emailing you, either\\n\\n[The Washington Post] Don\\u2019t get tricked by these \\u2018Dirty Dozen\\u2019 tax scams\\n\\n5 Tax Scams You Need To Watch Out for in 2023\\n\\nWhy You Do Not Want To Get a Big Tax Refund Check\\n\\nAutomatic Bill Pay: How It Works and How To Do It Safely\\n\\nWhat Is a Fiduciary Financial Advisor and Do I Need One?\\n\\nNYTimes: Banks Are Closing Customer Accounts, With Little Explanation\\n\\nCredit Union Small-Dollar Loan Volume Hit New High in 2022\\n\\nCredit Union vs. Bank: What's the Difference?\\n\\nHow Many Credit Cards Should I Have?\\n\\nMyMoneyBlog\\n\\nAbout the FedNow Service\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"