Clark has warned against commissioned insurance products including fixed, variable and/or universal life; annuities, and annuities disguised under different names. Someone selling on commission is NOT a fiduciary, but some self-described fiduciaries are using a loophole to do just that. Clark explains what to look out for when choosing a financial planner. Also, we\u2019re going through a clear job rotation in the U.S. New data reveals distinct geographical indicators of the top job growth metros in the country, and the effect that has on housing affordability.\n\nWARNING - Fiduciary Duplicity: Segment 1\n\nAsk Clark: Segment 2\n\nTop Job Growth Markets: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show\n\nWhat Is a Financial Advisor and Do I Need One?\n\n2 Ways To Guarantee Yourself a Lifetime Stream of Income\n\nIntroduction To Money Market Mutual Funds\n\nWhat are money market funds?\n\nDigitone ProSeries Call Blocker Product Information\n\nSunbelt Cities Nashville and Austin Are Nation\u2019s Hottest Job Markets\n\nWhen Does a HELOC Make Sense in Your Life?\n\n7 Places to Get the Best Deals on Lab-Created Diamonds\n\n\nClark.com resources\n\nEpisode transcripts\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices