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b"The percent of income we save, our savings rate\\xa0- is the key indicator of financial health. So how are we doing right now?\\xa0Also -\\xa0How much exercise do you really need to make a difference in your health, and ultimately your wallet?\\xa0Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary.\\n\\nAmerican Savings Rates: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nArise From The Couch: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nAmericans are saving less and spending more. Could that raise the risk of recession?\\n\\nBankruptcy filings are on the rise. Here's why an even bigger surge is looming.\\n\\nWhy 'Buy Now, Pay Later' Worries Clark Howard\\n\\nMy Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance?\\n\\nCar Rental Insurance: Everything You Need To Know\\n\\nHow Much Exercise Do You Need? More Than You Think\\u2014But Every Little Bit Helps.\\n\\nDonor-Advised Funds: The Benefits and Drawbacks\\n\\nVanguard Charitable: Home\\n\\nWhat Is Black? Uber Black Car Service\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"