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b'Apple & Google don\\u2019t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark\\u2019s Rule about the ONLY TIME it makes sense to tap home equity.\\xa0\\n\\nAvoid In App Purchase Punch: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nProtect Your Home Equity: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show\\n\\nThe money-saving deals Apple and Google are hiding from you\\n\\n5 Best Ways To Send Money Online\\n\\nWise: the international account | Money without borders\\n\\nInternational Money Transfer from the United States - Revolut\\n\\nBest Credit Cards With No Foreign Transaction Fees in 2022\\n\\n5 Things To Know About Series I Savings Bonds\\n\\nHow To Open a Roth IRA\\n\\n13 Steps To Keeping Your Email Safe and Secure\\n\\nProton Mail \\u2014 Get a private, secure, and encrypted email\\n\\nDiscover Card: How To Remove Your Information From People Search Sites\\n\\nMore homeowners tap equity juiced by soaring prices\\n\\nHome equity loans & lines of credit: 7 common questions answered\\n\\nShould I Get Pet Insurance?\\n\\nCredit Karma Review: Free Credit Score and More at Your Fingertips\\n\\nHow To Monitor Your Credit\\n\\nHow To Freeze Your Credit With Experian, Equifax and TransUnion\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'