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Apple & Google don\u2019t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark\u2019s Rule about the ONLY TIME it makes sense to tap home equity.\xa0\n\nAvoid In App Purchase Punch: Segment 1\n\nAsk Clark: Segment 2\n\nProtect Your Home Equity: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show\n\nThe money-saving deals Apple and Google are hiding from you\n\n5 Best Ways To Send Money Online\n\nWise: the international account | Money without borders\n\nInternational Money Transfer from the United States - Revolut\n\nBest Credit Cards With No Foreign Transaction Fees in 2022\n\n5 Things To Know About Series I Savings Bonds\n\nHow To Open a Roth IRA\n\n13 Steps To Keeping Your Email Safe and Secure\n\nProton Mail \u2014 Get a private, secure, and encrypted email\n\nDiscover Card: How To Remove Your Information From People Search Sites\n\nMore homeowners tap equity juiced by soaring prices\n\nHome equity loans & lines of credit: 7 common questions answered\n\nShould I Get Pet Insurance?\n\nCredit Karma Review: Free Credit Score and More at Your Fingertips\n\nHow To Monitor Your Credit\n\nHow To Freeze Your Credit With Experian, Equifax and TransUnion\n\n\nClark.com resources\n\nEpisode transcripts\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices