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Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.\xa0\n\nGambling Vs Investing: Segment 1\n\nAsk Clark: Segment 2\n\nFake Shopping Sites: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show\n\nWSJ - The Retreat of the Amateur Investors\n\n5 Sneaky Ways To Improve Your Credit Score\n\nNYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In\n\nClark.com- How To Spot a Fake Online Store in 6 Easy Steps\n\nVirtual Credit Cards: An Online Security Measure Worth Taking?\n\nFidelity Investments Review 2022: Pros & Cons\n\nMetro by T-Mobile: 6 Things To Know Before You Sign Up\n\nT-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up\n\nVerizon Home Internet: Things To Know Before You Sign Up\n\nClark Howard's 4 Travel Rules You Should Follow Right Now\n\n\nClark.com resources\n\nEpisode transcripts\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices