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Got gift cards? Whether from individuals or employers, they\u2019re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for.\xa0\n\nGift Card Fraud: Segment 1\n\nAsk Clark: Segment 2\n\nSave On Cruises: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show\n\nWCVB Boston: Receive a gift card over the holidays? Check the balance\n\nClark.com - How Do I Use All the Funds on My Virtual Gift Card?\n\nWhat Is a Fiduciary Financial Advisor and Do I Need One?\n\nHow To Find and Choose a Financial Advisor\n\n3 Places You Should Never Invest Your Money\n\nIRS delays implementation of $600 reporting threshold for third-party payment platforms\u2019 Forms 1099-K\n\n[The Washington Post] Love that cheap cruise price? Don\u2019t forget the boatload of fees.\n\nClark.com - Where Should I Look for a Great Deal on a Cruise in 2023?\n\nClark.com - Cruise Information\n\nAs new owner picks up pieces of custom-furniture e-tailer Interior Define, thousands of customers remain in limbo (msn.com)\n\n\nClark.com resources\n\nEpisode transcripts\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices