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b'Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward.\\xa0Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business?\\n\\nThe Stock Market Down Cycle: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nThe Tech Down Cycle: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\xa0\\nMentioned on the show:\\n\\nYour Investing Strategy Just Failed. It\\u2019s Time to Double Down. \\n\\nU.S.-Stock Funds Fell 18.4% for 2022\\xa0\\n\\nThe Best Place To Order Checks Online\\n\\nTrustpilot Review: Is Trustpilot Legit?\\n\\nInsureMyTrip Review: Why We Like It and How to Use It\\n\\nTravel Insurance? What You Need To Know Before You Buy\\n\\nStartups spring from ashes of Big Tech purge\\n\\nHSA Beneficiary Rules - SmartAsset.com\\n\\nIRA Inheritance: Non-Spouse IRA Beneficiary - Fidelity\\n\\nEquifax data breach: What we know and how to protect yourself from what\\u2019s coming next\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'