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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - do you use apps to get points & free items at restaurants? Are there app tricks going on to get us to spend more money? A current lawsuit calls this into question - but the real issue is larger. What to know about app stored payment systems.\xa0\n\n\nClark Stinks: Segments 1 & 2\n\nRestaurant & Retail In-App Payments: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\nClark Howard's Simple Steps To Get Better Customer Service\n\nWhen Is the Best Day and Time To Call Customer Service?\n\nClark's take: Why everyone should have a dash cam\n\nClark Deals - Dashcams\n\nWhat Is Umbrella Insurance and Do You Need It?\n\nHow to clean a washing machine and how often to do it\n\n\nTravel Archives - Clark Howard\xa0/\xa0Travel Archives - Clark Deals\n\n\nAsk Clark: What Is a Backdoor Roth IRA?\n\nA new complaint claims Starbucks\u2019 app traps customers in a cycle of spending\n\n10 Best Restaurant Apps for Fast Food Deals\n\n16 of the Best High-Yield Online Savings Accounts in January 2024\n\nWhat Is a SEP IRA and Who Is Eligible?\n\nWhat Is a Solo 401(k) and How Does It Work?\n\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices