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b"Clark explains the real purpose of owning gold, and, should you decide to - the best way to include it as an asset.\\xa0Also -\\xa0One way to save money in the new year? Cancel subscriptions! Clark revisits subscription creep, and how streaming and other services can add up to big bucks. Many people forget to cancel free trials, and worse, many companies make it difficult to cancel.\\xa0\\n\\nGOLD! Yes Or No: Segment 1\\n\\nAsk Clark: Segment 2\\n\\nSubscription Creep & Streaming Services: Segment 3\\n\\nAsk Clark: Segment 4\\n\\n\\nMentioned on the show:\\n\\nCostco sold more than $100 million in gold bars last quarter\\n\\nClark Howard's Advice on Buying Gold\\n\\nDebt Archives - Clark Howard\\n\\nBest And Worst Homeowners Insurance Companies: December 2023\\n\\nThis metro woman built a tiny home and dumped her mortgage\\n\\n\\nThe high cost of subscription binges: How businesses get rich off you forgetting to cancel - USA TODAY\\xa0\\n\\nAmericans Are Canceling More of Their Streaming Services\\n\\n\\nThe streaming wars reached a stalemate in 2023, but here are 6 trends that will define 2024\\xa0\\n\\nAxios: Hello TV bundles, our old friend\\n\\nNew York Post: NY AG Letitia James sues SiriusXM: Service made it intentionally \\u2018hard to cancel subscriptions\\u2019\\n\\nClark.com - STREAMING TV\\n\\nVisible Deal: Unlimited Service for $20 Monthly for Two Years\\n\\nWhen Should You Get an Accountant To Do Your Taxes?\\n\\nScams & Rip-Offs Archives - Clark Howard\\n\\n\\nClark.com resources\\n\\nEpisode transcripts\\n\\nCommunity.Clark.com\\n\\nClark.com daily money newsletter\\n\\n\\nConsumer Action Center Free Helpline: 636-492-5275\\n\\n\\nLearn more about your ad choices: megaphone.fm/adchoices\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"