The resolution to spend less can yield multiple benefits and there are various approaches. Clark explores a method called financial fasting. Also today, the U.S. is slowly adopting a method to simplify taxes, used by most other developed countries. See if this free online direct tax filing service called Direct File\xa0could work for you.\n\nFinancial Fasting: Segment 1\n\nAsk Clark: Segment 2\n\nIRS: Direct File: Segment 3\n\nAsk Clark: Segment 4\n\n\nMentioned on the show:\n\nFinancial Fasting Can Trim the Fat From Your Spending\n\nWhat Is Umbrella Insurance and Do You Need It?\n\nHow To Find Cheap Flights in 3 Easy Steps\n\n13 States Sign On to IRS Direct File Pilot Program\n\nIRS plans to launch free tax filing pilot program in 13 states next year\n\nWill an IRS Tax Prep Service Replace H&R Block or TurboTax?\n\n4 Things You Should Always Pack in Your Carry-On\n\nShould You Buy an Extended Warranty on Your Car?\n\nClark.com resources\n\nEpisode transcripts\n\nCommunity.Clark.com\n\nClark.com daily money newsletter\n\n\nConsumer Action Center Free Helpline: 636-492-5275\n\n\nLearn more about your ad choices: megaphone.fm/adchoices\nLearn more about your ad choices. Visit megaphone.fm/adchoices