Where can you find a better return on investment than the stock market? Anything that is not simple, something that you don\u2019t understand, you turn control over to someone who understands what they\u2019re doing. If you don\u2019t know what you\u2019re doing, you will feel stupid. That doesn\u2019t mean you are stupid, it means the thing is messed up. You don\u2019t need the stock market to make money. If you make $50,000 a year, you could make another $13,000 a year in the stock market maybe\u2014or you could just make $50 more every day. There are so many ways you can make an extra $50 a day now rather than giving your money away long term to people you don\u2019t know to do who knows what with your cash. Besides, if you make $50,000 a year there is nothing left over to invest in the stock market anyway. Increase your income first before worrying about investing!