When PSLF Isnt Right For You: Why Miranda Walked Away From Forgiveness
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Some people simply aren\\u2019t suited for PSLF, and that\\u2019s okay. Student loan repayment is all about making decisions that are right for you and your family, and that\\u2019s what we\\u2019re talking about today. Join Senior Student Loan Advisor Lauryn Williams, CFP\\xae, CSLP\\xae, as she sits down with Miranda, a physical therapist and real, life student loan borrower who qualified for PSLF but chose to go a different route.
In today\\u2019s episode, you\'ll find out:
- Why Miranda gave up loan forgiveness with only two years to go
- What prompted Miranda to go from a physical therapist to starting her own forgiveness
- Strategies Miranda uses to lower her adjusted gross income and save for retirement
- Why borrowers in \\u201cthe bubble\\u201d aren\\u2019t eligible for Pay As
- You Earn (PAYE) and what that means for student loan repayment
- How your borrowing timeline impacts your repayment plan
- How the tax bomb affects your tax liability in a big way
- Miranda\\u2019s thoughts about hearing the numbers behind her student loan repayment choices
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- Follow on Apple Podcasts, Spotify or Google Podcasts
- Leave an honest review on Apple Podcasts\\xa0
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- Try our free student loan calculator
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Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
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