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Using the refinancing ladder strategy can help student loan borrowers get out of debt much faster. In this episode, learn how the refinancing ladder works for refinancing student loans \\u2014 and how to decide if refinancing is right for you.

In today\\u2019s episode, you\'ll find out:

\\u2022 What is the refinancing ladder strategy?
\\u2022 When is refinancing a good decision?
\\u2022 Why you shouldn\\u2019t refinance federal loans too soon
\\u2022 What, exactly, is student loan refinancing?
\\u2022 How student loan refinancing differs from other refinancing
\\u2022 How Student Loan Planner\\u2019s cash-back bonuses work
\\u2022 The differences between short-term and long-term refinancing
\\u2022 How to calculate your payment with various loan terms
\\u2022 How many times do people generally refinance?
\\u2022 How to use the refinancing ladder strategy
\\u2022 Should you go with a variable or fixed rate?
\\u2022 How historic refinancing rates compare to the rates of today
\\u2022 How variable rates are calculated
\\u2022 Why don\\u2019t more people refinance their student loans?
\\u2022 Why putting off your financial health is unwise
\\u2022 How lenders profit from borrowers who don\\u2019t know to refinance
\\u2022 Who should and shouldn\\u2019t refinance their student loans
\\u2022 Benefits of using the refinancing ladder with cash-back bonuses\\u2028

Full show notes at: http://studentloanplanner.com/42