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b"\\U0001f4b5 Create a free budget! Sign up for EveryDollar today.\\xa0\\n\\nLife is hard, but it\\u2019s nothing a \\u201clittle treat\\u201d can\\u2019t fix . . . right? Get Rachel and George\\u2019s take on the true cost of those seemingly innocent serotonin splurges. Plus, we\\u2019re keeping our hosts honest about the treats they secretly love to indulge in!\\n\\nNext Steps\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\\U0001f50e Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\\u27a1\\ufe0f Don't miss out on the tax deductions you qualify for\\u2014get help from a pro.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0\\U0001f4f1Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type \\u201cGUILTY?\\u201d at the top of your message so we don\\u2019t miss it.\\n\\nToday\\u2019s Happy Hour Special \\U0001f378 Mudslide\\nIngredients:\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa02 ounces vodka\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01 ounce Bailey\\u2019s Irish Cream\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01 ounce Kahl\\xfaa\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01 1/2 ounces heavy cream\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Chocolate syrup\\n\\nInstructions: In a cocktail shaker filled with ice, combine the vodka, Bailey\\u2019s, Kahl\\xfaa and heavy cream. Shake until well chilled. Decorate the inside of your favorite cocktail glass with a drizzle of chocolate syrup. Strain the shaker into the decorated glass and enjoy!\\n\\nListen to More From Ramsey Network\\n\\U0001f399\\ufe0f The Ramsey Show \\xa0\\n\\U0001f9e0 The Dr. John Delony Show\\n\\U0001f4a1 The Rachel Cruze Show\\n\\U0001f4b8 The Ramsey Show Highlights\\n\\U0001f4b0 George Kamel\\n\\U0001f4bc The Ken Coleman Show\\n\\U0001f4c8 EntreLeadership\\n\\nRamsey Solutions Privacy Policy"