Habits Wasting Your Time (and Money) in 2024

Published: Jan. 25, 2024, 10 a.m.

b'It\\u2019s out with the old and in with the new! George and Rachel are sounding off on the bad habits you need to quit in 2024\\u2014like not having an emergency fund, impulse buying, and forgetting your blinker\\u2014and sharing some smart money habits to build instead. Plus, get the $1.32 mocktail that earned a 10 out of 10.\\n\\xa0\\nIn this episode:\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Rachel\\u2019s \\u201cadd it to the cart\\u201d habit to help you spend less money\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0The habit George loves that lets you earn 3\\u20135% more money\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Habit-change motivation from the great philosopher Miley Cyrus: \\u201cAin\\u2019t about how fast I get there . . . it\\u2019s the climb.\\u201d\\n\\nResources:\\xa0\\xa0\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0What to make real progress with your money? Get tickets to Total Money Makeover Weekend today.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Get George\\u2019s new book, Breaking Free From Broke, and get three months free of the premium version of EveryDollar.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today.\\xa0Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type \\u201cGUILTY?\\u201d at the top of your message so we don\\u2019t miss it.\\n\\xb7\\xa0\\xa0\\xa0Help us make the show better! Please fill out the quick survey.\\nhttps://bit.ly/3U2zLeP\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Learn more about your ad choices: https://www.megaphone.fm/adchoices\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy\\n\\xa0\\nThis Week\\u2019s Happy Hour Special: Mojito Mocktail\\nRecipe by Culinary Hill\\nIngredients:\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa010 fresh mint leaves plus more for garnish (see note 1)\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01/2 lime cut into 4 wedges, divided\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa02 tablespoons granulated sugar or to taste (see note 2)\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01 cup ice cubes\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa01/2 cup club soda (see note 3)\\n\\nInstructions:\\n1.\\xa0\\xa0\\xa0\\xa0In a medium sturdy glass add mint leaves and 1 lime wedge. Use a muddler to crush the mint and lime, releasing the mint oils and lime juice.\\n2.\\xa0\\xa0\\xa0\\xa0Add 2 more lime wedges and the sugar, and muddle again to release the lime juice. Do not strain the mixture.\\n3.\\xa0\\xa0\\xa0\\xa0Fill the glass almost to the top with ice. Add club soda and more sugar to taste if desired. Garnish with mint leaves and remaining lime wedge.\\nNotes:\\n1.\\xa0\\xa0\\xa0\\xa0Mint: Mojitos are typically made with spearmint, not peppermint.\\n2.\\xa0\\xa0\\xa0\\xa0Sugar: Or substitute agave, honey, or simple syrup and add it to taste. However, the grittiness of granulated sugar adds texture and is part of the charm of a mojito.\\n3.\\xa0\\xa0\\xa0\\xa0Club soda: Or choose sparkling water or a clear soda such as Sprite of 7UP.\\n4.\\xa0\\xa0\\xa0\\xa0Yield: This recipe makes 1 mojito mocktail.'