Seeking Alpha contributor Ronald Surz’s article on the SECURE Act argues that it will encourage savings; it will encourage misuse of financial calculators; and that these calculators will not model risk properly. This podcast (5:23) suggests that asset managers’ robo-retirement-income tools are brilliant – from a marketing point of view – but are woefully inadequate models on which to base a retirement income plan. Learn more about your ad choices. Visit megaphone.fm/adchoices