A new report by the Empower Institute, called “The Over-Stated Retirement Crisis,” challenges the generally dim view of Americans’ retirement readiness, citing a massive growth in retirement assets over the past several decades. This podcast (7:12) counters that a massive increase in consumer liabilities over the same period confirms there is a crisis, but argues that advisor encouragement of asset growth can compensate for today’s excess of consumer credit. Learn more about your ad choices. Visit megaphone.fm/adchoices