Using Guardrails For The 4% Rule, Ep #337

Published: Feb. 26, 2024, 9 a.m.

You\u2019ve heard of the 4% rule, and if you\u2019ve listened to this podcast before, you\u2019ve heard of Guyton\u2019s guardrails strategy. But have you ever heard of using them together? Today\u2019s retirement headline explores this idea.\xa0

Overall, the article highlights the importance of considering sequence-of-returns risk in retirement planning and adopting flexible strategies, such as guardrails, to ensure financial security throughout retirement.

Listen in to learn more about this combination of strategies as well as my opinion on the matter. Then stick around for the listener question segment where Bret and I answer the question: Do I need a will if I want to split my assets evenly between my two children?

Outline of This Episode
  • [1:42] Sequence of returns risk is the greatest risk to your retirement
  • [6:48] How you can take the best of both strategies
  • [14:20] Should I have a will to split my assets evenly between my kids?
Resources & People Mentioned Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, orSpotify